Opinion

Many people happily pay ₹20,000 per month for a car loan, personal loan, lifestyle loan or unnecessary consumption. But the...

Many Indian families, including investors in Jammu & Kashmir, still hold old physical share certificates in cupboards, files or lockers....

Listening is one of the most important life skills, yet many people treat it as a minor habit. In reality,...

In Kashmir, every small investment carries sacrifice – a shopkeeper’s late nights, a teacher’s savings, a youth’s hope of escaping...

Few memoirs move as naturally between cricket grounds, radio studios and painting easels as Different Strokes. Yet Syed Humayun Qaisar's...

Basit Riaz Beig Jammu and Kashmir's 100-day anti-drug campaign came to a close on Tuesday, but the message from the...

A falling portfolio does not always mean the investment was wrong. Markets fluctuate, while permanent loss normally occurs when an...

We often say “invest in everything” – stocks, mutual funds, businesses, education – but we forget a basic economic truth:...

By Er. Meraj Gulzar A curious contradiction exists within our democracy. The very individuals who are designated as "public servants"...

Kashmir’s Reality vs India’s Markets - Most of India’s mutual fund wealth is concentrated in financially mature states like Maharashtra,...

When a nine‑year‑old misbehaves, cries, shouts, runs out of home without permission, fights at school and embarrasses the family, many...

By Zara Kainat. Today, Kashmir speaks. It speaks through school assemblies, awareness workshops, social media campaigns, and carefully worded messages...

She wanted to be a doctor. Her father lifts bricks all day, his back bent under other people’s buildings while...

Every society runs because of many hands. Some hands build our homes, some harvest our crops, some repair our machines,...

Kashmir is facing a serious jobs crisis. Recent government data shows that youth unemployment in J&K has touched about 17.4%,...

By Irshad Mushtaq M I Securities, ARN 47504 Munawarabad near Fountain Chowk, Srinagar Financial fraud has changed. Earlier, fraud often...

Kashmir’s New Slavery: When Wedding Loans Destroy Three Generations In Kashmir today, many families are no longer controlled by culture...

By Irshad Mushtaq, MI Securities Kashmir is more educated than ever before, yet more of our young people are sitting...

By Irshad Mushtaq – MI Securities In the last few years, India has seen a big shift from traditional broking...

The war involving Iran, Israel and the United States is far from our borders, but its economic shock can quietly...

In many Kashmiri homes, a wedding is planned not as a simple, sacred beginning, but as a public showpiece. Parents...

By Zara Kainat From climate activism to global policy discussions, young people today are proving that awareness is the new...

By Zara Kainat In an era defined by rapid technological transformation, global challenges, and shifting political landscapes, the voices of...

Asset Allocation: Why Balancing Your Investments Matters managing money is not only about saving, it is also about placing that...

By Zara Kainat Artificial Intelligence (AI) is often described as a neutral and objective technology—an efficient tool meant to improve...

By Zara Kainat Innovation is often presented as a corrective to inequality—a tool capable of transforming livelihoods, increasing efficiency, and...

Equity Investing: Growth Opportunity With Real Risk equity Is Always Subject to Market Risk equity shares and equity-oriented products are...

By Zarakainat This year at Davos, India didn’t just show up — it made waves. With a strong delegation of...

Investing in a diverse portfolio, which includes assets like gold, silver, international funds, Indian stocks, Indian EPF, and mutual funds,...

Introduction Kashmir, known for its stunning landscapes and rich cultural history, has long been admired for its strong foundation of...

Imagine standing at the threshold of your 25th year. You’re about to embark on a journey where you decide to...

Introduction: In the modern financial landscape, the key to success lies within each individual—it's all about investing in your mind...

The Evolution of Employment and Financial Planning in Kashmir: A Generational Perspective Introduction Since the 1970s, the Kashmir region has...

Introduction: The Intersection of Tradition, Faith and Financial Literacy In the mesmerizing region of Kashmir, families are the heart of...

Shifting Paradigms: From Degree Dependency to Skill-Oriented Growth For many in Kashmir, the reliance on degrees as a guarantee for...

The Growing Challenge of Daily ExpensesLife's expenses are on a steady rise—whether it's paying higher electricity bills, affording children's education,...

Trust the Process wealth creation isn’t just about charts, percentages, or returns—it’s about patience, discipline, and the courage to trust...

In our beautiful Kashmir, we are taught a noble and powerful truth from childhood: work hard, from morning to evening,...

Investing is both an art and a science, fundamentally shaping financial futures. For Kashmiri investors venturing into the world of...

Imagine this: turning ₹1 crore into a whopping ₹32 crores over the span of 30 years. It might sound like...

Introduction In today's fast-paced world, where success is often measured by quick results and instant gratification, the art of listening...

Introduction Financial literacy is the cornerstone of achieving financial independence and security. One of the most effective strategies is focusing...

Investing is an adventure that can lead to significant financial rewards when navigated wisely. In today's complex financial landscape, liquidity...

We are people of resilience, patience, and foresight. We plant our saffron fields and apple orchards not for a quick...

Kashmir, a region known for its breathtaking beauty, is also emerging as a powerhouse of consumption. The Kashmiri market shows...

The Danger of Hard-to-Sell Investments is a Money Trap Ever seen a beautiful, ornate birdcage? It might be crafted from...

Investing in shares, whether listed on exchanges like NSE and BSE or unlisted (like those increasingly common in Kashmir), requires...

Kashmir serves as a significant consumption hub where products from various sectors make their way into the region. Despite its...

In the picturesque valley of Kashmir, financial investments are often approached through emotion rather than understanding, leading to haphazard financial...

The allure of the stock market can be intoxicating, promising riches and financial freedom. Yet, for many Kashmiri investors and...